Frequently Asked Questions

bnktr.ee is a professional digital business card with payment requisites. You create a personal page (bnktr.ee/yourname) where clients can find all your payment details in one place — IBAN, PayPal, Wise, Revolut, and crypto wallets. Think of it as your personal payment links tree. We never process or touch your money — we simply display your payment information so clients can pay you directly.

Yes! The Free plan includes IBAN and PayPal payment methods, 2 themes (Clean, Corporate), social links, basic QR code, and passwordless login. Premium costs €6.99/month and adds Wise, Revolut, cryptocurrency wallets, all 6 themes, advanced analytics, custom QR codes, SEO tags, and no branding badge. The first 500 users get all Premium features free for 1 year — no credit card required.

We do not process any payments. bnktr.ee simply displays your payment details — IBAN, PayPal address, Wise link, etc. When a client visits your page, they see your payment information and pay you directly through their own bank or payment service. No middleman, no fees from us.

bnktr.ee is built for freelancers, consultants, contractors, small businesses, and anyone who regularly needs to share payment details with clients. Instead of sending IBAN numbers via email or messaging apps, you share one link — bnktr.ee/yourname — with all your payment methods in a clean, professional format.

Sign up with your email — we send a magic link (no password needed). Choose your unique username (this becomes bnktr.ee/yourname), add your payment methods like IBAN or PayPal, pick a theme, and your professional payment page is live. The whole process takes about 2 minutes.

No, your username is permanent once registered. Since your page URL (bnktr.ee/yourname) may already be shared on business cards, invoices, and email signatures, changing it would break existing links. Usernames work on a first come, first served basis, so choose wisely.

No. bnktr.ee uses passwordless authentication via magic links. When you want to log in, enter your email and we send a secure one-time link. Click it and you are in. No passwords to remember, no passwords to leak.

Free plan: IBAN and PayPal. Premium plan adds: Wise, Revolut, and cryptocurrency wallets — BTC, ETH, USDT, SOL, LTC, DOGE, XMR, TON, TRX — plus custom payment links. All plans also include free social links like LinkedIn, Telegram, WhatsApp, email, phone, and website.

Yes. Your IBAN is masked by default on your page and only revealed when a visitor clicks on it. More importantly, an IBAN can only be used to receive money — nobody can withdraw funds from your account using just your IBAN. Sharing IBAN for receiving payments is standard practice across the EU.

Each payment method type can be added once per page. This means you can have one IBAN, one PayPal, one Wise account, and so on — keeping your page clean and easy to navigate for clients.

Yes! The Premium plan includes cryptocurrency wallet addresses: Bitcoin (BTC), Ethereum (ETH), Tether (USDT), Solana (SOL), Litecoin (LTC), Dogecoin (DOGE), Monero (XMR), Toncoin (TON), and Tron (TRX). Visitors can copy your wallet address or scan it as a QR code to send you crypto directly.

Premium (€6.99/month) includes: Wise and Revolut payment methods, cryptocurrency wallets (BTC, ETH, USDT, SOL, and more), all 6 page themes, custom avatar upload, advanced analytics with detailed visitor statistics, customizable QR code colors and style, custom SEO meta tags, and removal of the bnktr.ee branding badge from your page.

The first 500 users to register on bnktr.ee get all Premium features completely free for 1 year. No credit card is required to activate this offer. After the year ends, you can either continue using the Free plan at no cost or subscribe to Premium for €6.99/month to keep the advanced features.

Yes, you can cancel Premium at any time. After cancellation, your page reverts to the Free plan features — you keep your IBAN, PayPal, social links, and basic QR code. No data is lost. Premium-only payment methods (Wise, Revolut, crypto) will simply stop displaying on your public page until you resubscribe.

A SEPA QR code encodes your IBAN and account holder name in the EPC (European Payments Council) QR format. When someone scans it with their banking app, the payment fields are automatically pre-filled with your details — no manual typing needed. It makes bank transfers faster and error-free.

Premium users can change QR code colors and style to match their brand or page theme. Free users get a standard black-and-white QR code that links to their page.

Yes. All connections use HTTPS encryption. We use passwordless authentication (magic links) so there are no passwords to steal. bnktr.ee is GDPR compliant, operated by an EU-based company (NET Partner OU, Estonia), and we do not use tracking cookies. Your data is stored securely and you can delete your account at any time.

Yes. bnktr.ee is operated by NET Partner OU, a company registered in Estonia, EU. We collect minimal data (email and payment details you choose to display), use privacy-first analytics without tracking cookies, and you can delete your account and all associated data at any time.

No. An IBAN is designed for receiving payments only. No one can withdraw, debit, or transfer money out of your account using just your IBAN number. Sharing your IBAN to receive payments is completely safe and is standard business practice across the European Union.

All users can track page views and clicks per payment method. Premium users get advanced analytics including detailed visitor statistics, referral sources, and trends over time — all privacy-first, without tracking cookies.

Absolutely! Add bnktr.ee/yourname to your business cards, email signatures, invoices, proposals, and social media profiles. You can also print your QR code on physical materials — anyone who scans it will go directly to your payment page.

Yes. All bnktr.ee pages are fully mobile-optimized and load fast on any device. Both your public payment page and the dashboard work seamlessly on phones, tablets, and desktops.